Plannable home purchase in a premium environment
For the homes of the 12-apartment P2 Homes residential complex in District XV, we present transparent and favorable financing options so that the purchasing process can be simpler and more secure.
Simple, easy-to-follow payment structure
At the P2 Homes residential complex, the purchasing process is transparent and easy to plan. For our 12-apartment development in District XV, we offer a payment structure that enables easier decision-making and more predictable financial planning.
The essence of the structure is that a smaller part of the purchase price is due upon signing the preliminary agreement, while the remaining amount is payable at the technical handover. This can be especially advantageous for those financing their new home through a loan or from the sale of an existing property.
Favorable structure for your new home
Predictable payments with less early financial burden.
Important information for P2 Homes residences
Reclaim 5% VAT on your apartment
If the P2 Homes project is eligible under current regulations for brownfield VAT refund support, and the buyer meets the applicable conditions, the 5% VAT included in the purchase price of the apartment may be reclaimable through the Hungarian State Treasury.
Mortgage loan
P2 Homes apartments may also be eligible for bank mortgage loans, subsidized structures, and certain government home-creation schemes. The final loan amount, interest rate, and conditions always depend on the given bank’s credit assessment and your individual financial situation.
Family Housing Subsidy (CSOK Plus)
The CSOK Plus subsidized loan is intended for married couples planning to have children. The newly built P2 Homes apartments may be suitable for this scheme if the relevant floor area and eligibility conditions are met.
Transfer tax
In general, property acquisition is subject to a 4% property transfer tax. However, when applying for CSOK Plus, tax exemption may also be available under the law if the relevant conditions are met.
5% residential VAT
In the case of newly built apartments, a reduced 5% VAT rate may currently be applied subject to the relevant legal conditions. This can represent a significant advantage in terms of the purchase price compared to the higher general tax rate.
Summary
Several financing and subsidy options may be available for P2 Homes apartments. To select the best structure, it is always worth requesting an individual financial consultation so that the purchase truly fits your life situation.
Under CSOK Plus, the amount of subsidized loan available depends on the number of existing or planned children. Under the current regulations, structures of typically 15, 30, or even 50 million HUF may be available, while the exact eligibility and maximum amount are always determined by the current legal framework and bank conditions.